How would you service loans, provide for the family or do house or car repairs and maintenance if you were no longer able to earn an income because of Total and Permanent Disablement? Total Disability Insurance provides a lump sum to cover these needs.

Why do you need Total Disability Insurance?

• To fund the required Medical Expenses associated with your disablement
• To fund home and car modifications as required
• To replace lost income - if you can't work again, you still need capital to survive
• To provide funding for the increased expenses associated with a TPD Event
• To provide funding for business succession planning, such as a buy/sell agreement
• To ensure that your family can maintain their lifestyle even if you are unable to work
• To provide income replacement to your business should a 'key person' become totally and permanently disabled

If you would like to find out more about total disability insurance you can contact us here.