Why Take out Insurance?
Claim Statistics
We are now able to supply you with a range of claim statistics from some of the the worlds major insurers.
Claim statistics are in alphabetical order and provided in PDF format.
CommInsure Claim Statistics for 2006
ING Retail Claim Payments for 2006
- The current standard mortgage is $295,000, while the current standard life cover is $176,580
- 2 in 5 Australians Will Suffer A Critical Illness By Age 65
- 1 in 3 Men and 1 in 4 Women Will Be Diagnosed With Cancer By Age 75
- Only 6% of Employees Have Income Protection
- Only 31% of Self Employed People Have Income Protection
- Only 10% of Businesses Have Business Expense insurance
- For every 1 home lost to fire, 4 homes are lost due to death and 48 homes are lost to disability
- CommInsure, 23/1/2008
What are the chances of:
A car being stolen and not recovered? |
Having to claim on a home &/or contents policy? |
Becoming disabled for more than 3 months before age 65 and having no income? |
Suffering from cancer before the age of 75? |
Chance of this occurring: 1 in 800 |
Chance of this occurring: 1 in 13 |
Chance of this occurring: 1 in 3 |
Chance of this occurring: 1 in 3 for men, 1 in 4 for women |
Average full comprehensive premium: $1,406 per annum |
Average $250,000 Home/Buildings Cover and $50,000 Contents Cover: $780 per annum |
Income Protection Plus for 35 year old male earning $50,000: $490 per annum |
$250,000 Trauma Cover Benefit for 35 year old male: $601 per annum |
- Westpac Insurance 2010
What are the reasons people claim on insurance?
- 32% - Accidents, poising and violence (external causes)
- 19% - Diseases of the musculoskeletal system and connective tissue
- 13% - Mental disorders
- 10% - Cancers (malignant or benign)
- 7% - Diseases of the circulatory system (including heart disease)
- 5% - Diseases of the digestive system
- 4% - Diseases of the nervous system and sense organs
- 10% - Others
- Asteron Insurance, 2006 claim statistics
Our Services
We take a comprehensive approach and look at the complete picture to meet your super and insurance objectives
